Home Purchase Assistant
Fill out the purchase assistant form below to help you get started on the exciting journey of buying a home. Whether it’s your first time buying a home or if you’re just looking to move into a newer and bigger house, Brad Cullipher Mortgage Group can help. Fill out our form to the best of your knowledge and we will contact you right away to begin the process to helping you with a mortgage for your beautiful new home.
We are happy to discuss with you the different mortgage and loan options available, so don’t hesitate to call us today!
Fill Out This Quick 4-Step Form To Get Pre-Qualified For A Loan
In Just 5 Minutes
What Does the Home Purchase Assistant Do?
The Home Purchase Assistant helps us get a thorough picture your circumstances. When you begin your journey towards purchasing a brand new home, there are some factors that can affect the entire thing. Before you get too far, it is important to stop, get an expert, and let them help you look at what you want and need. By evaluating your circumstances, you can get the most out of a home loan.
Some of the things we look at include:
By knowing what state you live in, we can correctly adjust a loan and offer many options to you. This does not mean we will be looking for the cheapest house possible in your home state. Don’t ever think that way. Instead, we can look for alternatives to get you exactly the kind of house you want.
In real estate, it is most important to shoot upwards. Instead of settling, set your eye on the type of house you want. We can get a loan around the loan limits of your state and let it help your efforts. The things you want are never out of reach so long as you communicate them exactly.
The type of loan you can get can also be affected by the size of your family. For instance, if you have an extended family that may be living with you, you can qualify for different options compared to a single family. The options are varied, but they can all be equally good.
Similar to income, the size of your family should not affect what kind of home you can afford. If you have a small family, there are still benefits out there which you can get. Ultimately, we want to put you in the home that you want, not let the home most affordable dictate what you want.
Depending on if you want a 15 or 30-year mortgage, your credit score can affect your home mortgage. While there are options that can work on a score, it can still affect you significantly when you are looking at how long you want the home.